i don't pay premiums, copays or deductibles. maybe our system is super different than yours? i just pay fixed fee per month and i can go to any doctor i want,

i don't pay premiums, copays or deductibles. maybe our system is super different than yours? i just pay fixed fee per month and i can go to any doctor i want, do any procedures... i mean, i had to do a lot of stuff (including heart exams, endoscopies, blood pressure stuff) and i never had to pay anything out of pocket.