But the kicker with this is most young people don't have much in assets so they don't lose much in a bankruptcy. Meanwhile they get to immediately spend any cas

But the kicker with this is most young people don't have much in assets so they don't lose much in a bankruptcy. Meanwhile they get to immediately spend any cash they would otherwise be paying on health insurance. Also from what I've read...the lack of insurance penalty has been scrapped. Now it makes sense why so many don't get the insurance.