3 ms·

> Not sure what other arguments there are. The one I've heard the most lately is that "people like their existing insurance companies", which I think is an alm

by noodle 7y ago

> Not sure what other arguments there are. The one I've heard the most lately is that "people like their existing insurance companies", which I think is an almost absurd thing to say on its face. But its probably just a way to say "people don't like change" that doesn't get insurance companies or "people" salty about it.

jkingsbery 7y ago
I've never heard that - I don't know anyone who likes their insurance company. I have heard some people say that in the current system that there might in theory be some competition, although in practice government rules mean that there isn't really much competition. Most people I've heard want to go the other way from single payer, and increase competition for insurers.
- noodle 7y ago
  > I've never heard that - I don't know anyone who likes their insurance company. I've never heard any normal citizen say that. I was mostly commenting on current politicians saying that to justify their stances. For example: "One hundred sixty million people like their private insurance" - Joe Biden, Nov 21 2019 "You don't start out by saying I've got 160 million people I'm going to take away the insurance plan that they love." - Michael Bloomberg, Feb 19 2020 etc
AcerbicZero 7y ago
I don't know if I could say I "liked" my insurance company, but I can say with a great deal of certainty that my interactions with my insurance company are orders of magnitude more frustration free (enjoyable seemed like too much of a stretch) than any of my mandatory interactions with State/Federal government. My worst interaction with an insurance company in my entire adult life was being billed in an annoying fashion and having to sit on hold for half an hour to get it fixed. Compared to just my last trip to the DMV the insurance company is already pretty far ahead. For completeness sake, I'm actually not particularly opposed to re-working the healthcare system. While I lean strongly libertarian, I'm pragmatic enough to understand the current half commie, half free market health care system is entirely untenable, and I seriously doubt it will be acceptable to move in the free market direction anytime soon.
- noodle 7y ago
  > I don't know if I could say I "liked" my insurance company, but I can say with a great deal of certainty that my interactions with my insurance company are orders of magnitude more frustration free (enjoyable seemed like too much of a stretch) than any of my mandatory interactions with State/Federal government. I think I'd suggest that you ask around your social circle to see if you're the outlier or the standard with your experience. Particularly if you've never had a major unplanned life event that resulted in a large medical bill. I feel like, at least for me, I'd rather have a system that has a constant amount of low grade frustration in it; instead of a system that is smooth sailing while you're healthy and paying, but will throw you under the bus when you actually need them. > My worst interaction with an insurance company in my entire adult life was being billed in an annoying fashion and having to sit on hold for half an hour to get it fixed. Compared to just my last trip to the DMV the insurance company is already pretty far ahead. My worst interaction was watching a family member of mine begin to actively die and then pass away a few months after insurance decided to stop covering their primary medication - which was literally keeping their disease at bay, keeping them alive. It was too expensive to cover without the insurance. > While I lean strongly libertarian, I'm pragmatic enough to understand the current half commie, half free market health care system is entirely untenable, and I seriously doubt it will be acceptable to move in the free market direction anytime soon. I'm actually shocked that more libertarians don't take this view. Healthcare is almost by definition not a free market and never will be. You can't make a rational purchasing decision when both parties know the possible outcome of not buying is your literal death (amongst other similar reasons). It's an outlier in the business space that needs special considerations (IMO).

by noodle 7y ago

jkingsbery 7y ago

I've never heard that - I don't know anyone who likes their insurance company. I have heard some people say that in the current system that there might in theory be some competition, although in practice government rules mean that there isn't really much competition. Most people I've heard want to go the other way from single payer, and increase competition for insurers.

noodle 7y ago
> I've never heard that - I don't know anyone who likes their insurance company. I've never heard any normal citizen say that. I was mostly commenting on current politicians saying that to justify their stances. For example: "One hundred sixty million people like their private insurance" - Joe Biden, Nov 21 2019 "You don't start out by saying I've got 160 million people I'm going to take away the insurance plan that they love." - Michael Bloomberg, Feb 19 2020 etc

AcerbicZero 7y ago

I don't know if I could say I "liked" my insurance company, but I can say with a great deal of certainty that my interactions with my insurance company are orders of magnitude more frustration free (enjoyable seemed like too much of a stretch) than any of my mandatory interactions with State/Federal government. My worst interaction with an insurance company in my entire adult life was being billed in an annoying fashion and having to sit on hold for half an hour to get it fixed. Compared to just my last trip to the DMV the insurance company is already pretty far ahead. For completeness sake, I'm actually not particularly opposed to re-working the healthcare system. While I lean strongly libertarian, I'm pragmatic enough to understand the current half commie, half free market health care system is entirely untenable, and I seriously doubt it will be acceptable to move in the free market direction anytime soon.

noodle 7y ago
> I don't know if I could say I "liked" my insurance company, but I can say with a great deal of certainty that my interactions with my insurance company are orders of magnitude more frustration free (enjoyable seemed like too much of a stretch) than any of my mandatory interactions with State/Federal government. I think I'd suggest that you ask around your social circle to see if you're the outlier or the standard with your experience. Particularly if you've never had a major unplanned life event that resulted in a large medical bill. I feel like, at least for me, I'd rather have a system that has a constant amount of low grade frustration in it; instead of a system that is smooth sailing while you're healthy and paying, but will throw you under the bus when you actually need them. > My worst interaction with an insurance company in my entire adult life was being billed in an annoying fashion and having to sit on hold for half an hour to get it fixed. Compared to just my last trip to the DMV the insurance company is already pretty far ahead. My worst interaction was watching a family member of mine begin to actively die and then pass away a few months after insurance decided to stop covering their primary medication - which was literally keeping their disease at bay, keeping them alive. It was too expensive to cover without the insurance. > While I lean strongly libertarian, I'm pragmatic enough to understand the current half commie, half free market health care system is entirely untenable, and I seriously doubt it will be acceptable to move in the free market direction anytime soon. I'm actually shocked that more libertarians don't take this view. Healthcare is almost by definition not a free market and never will be. You can't make a rational purchasing decision when both parties know the possible outcome of not buying is your literal death (amongst other similar reasons). It's an outlier in the business space that needs special considerations (IMO).