I'm willing to bet Zoho is at a competitive disadvantage long-term because of outsourcing their development. I can see the advantages of hiring some great outso

I'm willing to bet Zoho is at a competitive disadvantage long-term because of outsourcing their development. I can see the advantages of hiring some great outsourced developers quickly up-front when the money is there but I don't see how it truly pays for itself long-term (especially when what you sell is the software product built by 100% outsourced teams).