If you're willing to gamble on your health, it's still much cheaper to pay the fine than pay for healthcare that isn't through an employer. When I was unemploy

If you're willing to gamble on your health, it's still much cheaper to pay the fine than pay for healthcare that isn't through an employer. When I was unemployed for a few months a couple of years ago, I opted to not get any healthcare coverage from the state exchange while I was looking for work because it was going to be over $1000 a month to cover my wife and I, plus it only covered a percentage of healthcare costs instead of 100% with a small copay like good insurance does. It also had a high deductible, around 10k I think, before they'd start covering the percentage.