I appreciate the insight. Regarding offline payments: Isn't the physical Krona exactly just that? Why is a new solution for this required? I couldn't help but

I appreciate the insight. Regarding offline payments: Isn't the physical Krona exactly just that? Why is a new solution for this required? I couldn't help but chuckle at the two typos (Freudian slips?) of Riksbank: "The Riskbank" and "The Rikabank" (bank of the rich).