In the US routine medical care costs less than the cost of insurance. When you get a serious illness like cancer, the insurance company rescinds your policy an

In the US routine medical care costs less than the cost of insurance. When you get a serious illness like cancer, the insurance company rescinds your policy and then you become uninsurable and die. Insurance does cover the odd accident though, but they will fight tooth and nail over whether you need therapy to learn to walk again.