So if I want to buy a house, but don't have enough to cover 100% of the cost in a single down payment I'm just SOL? I guess I could rent instead, except that w

So if I want to buy a house, but don't have enough to cover 100% of the cost in a single down payment I'm just SOL? I guess I could rent instead, except that would require a contract as well. I get the impression you haven't really thought this through.