I believe Riksbanken want it to be decentralised though. They don’t want to have to bother with Know-Your-Customer stuff. I believe they don’t want to have to s

I believe Riksbanken want it to be decentralised though. They don’t want to have to bother with Know-Your-Customer stuff. I believe they don’t want to have to store personal data. At the same time they don’t want it to be anonymous. That’s why a solution where the commercial banks drive the chain, and keeps the KYC, allocating “anonymous” blockchain addresses, or accounts at the riksbank, has been proposed. The customers bank know the customer, the Riksbank does not. But the Riksbank, can still issue interest directly on the currency directly to the customer. There are several ways that the nodes, or commercial banks, or whoever it might be, can make the whole think pseudo-anonymous for the customer. Would also let commercial banks offer services around it, making it easier to get the banks on board.