that would still exist, you just wouldnt see it from the UI/dashboard that you interact with day to day. There would be risk parameters, not dissimilar to the

that would still exist, you just wouldnt see it from the UI/dashboard that you interact with day to day. There would be risk parameters, not dissimilar to the "find your risk tolerance" type wizards today. the important part being to eliminate too many choices. the more choices people have, the more chances they choose a suboptimal one or panic and choose nothing. (paradox of choice.)