Some of the other comments in this very post [1][2][3] suggest that Stripe isn't being charged the full fee by other parts of the network. If they're intent on

Some of the other comments in this very post [1][2][3] suggest that Stripe isn't being charged the full fee by other parts of the network. If they're intent on working with the customer to keep prices down, they should only charge a fixed fee for refunds (to pay for overheads), and not the interchange fee. [1] https://news.ycombinator.com/item?id=22371571 https://news.ycombinator.com/item?id=22371571 [2] https://news.ycombinator.com/item?id=22371746 https://news.ycombinator.com/item?id=22371746 [3] https://news.ycombinator.com/item?id=22371626 https://news.ycombinator.com/item?id=22371626