> the bank is still entitled to check with me before handing over the cash. They're allowed to, but have no (legal or socially expected) requirement to do so.

> the bank is still entitled to check with me before handing over the cash. They're allowed to, but have no (legal or socially expected) requirement to do so. I've never heard of a bank doing so for small (<$10k or so) amounts, and then only if fraud alerts are already present.