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> you need to give YNAB your bank username/password I am constantly amazed by the people that are willing to do this for various value-added finance sites; peo
by RHSeeger 7y ago
> you need to give YNAB your bank username/password
I am constantly amazed by the people that are willing to do this for various value-added finance sites; people that I would normally consider sane. Unless your bank provides (and you used) a read-only account authentication, if something goes wrong and your money disappears from the bank, the bank is going to tell you to take a hike. I can't imagine taking this kind of risk with my money.
- avree 7y agoSorry, but there’s no bank in the world that would tell you to simply “take a hike” if your password was breached and your money was stolen.
- kingkongjaffa 7y agoThey will if you literally give your credentials to a 3rd party when they explicity say don't give out your details anywhere, only between you and your bank.
- Hamuko 7y agoGiving away your password voluntarily and knowingly is not a breach.
- kazga 7y agoFor me, the username/password gives you read-only access and any kind of transaction requires 2FA.