I'm sorry if I came off an deceptive or disengenious. I don't mean to compare apples and oranges, I'm just making the best comparison I can. This is where my q

I'm sorry if I came off an deceptive or disengenious. I don't mean to compare apples and oranges, I'm just making the best comparison I can. This is where my question stems from I suppose. How well insured is the average American? How often do people get stuck at out-of-network care and how much does that cost? The study you linked is very interesting. My main takeaway is that the average loss after 2 years is 92k, which is significant. It doesn't seem like they control for employment status? Cancer and cancer treatment can often mean people are unable to work. So, medical bills or not, I could see keeping up with your mortgage and expenses getting near that figure.