Probably not the greatest in case things don't work out the way you expect. I agree that we are in for some real pain, but I am not confident enough to max out

Probably not the greatest in case things don't work out the way you expect. I agree that we are in for some real pain, but I am not confident enough to max out my cards on the off chance that it collapses hard enough that credit is of no use. Instead converting capital into tangible investments is probably a more pragmatic approach.