Concur. Sketchy as all heck, this kind of advice is actually dangerous. Truth is, it doesn’t matter what you sign. If you don’t have insurance, all amounts are

Concur. Sketchy as all heck, this kind of advice is actually dangerous. Truth is, it doesn’t matter what you sign. If you don’t have insurance, all amounts are negotiable after the fact. The hospital will write down a $10,000 bill to $500 if they are convinced that’s all you can afford to pay.