I think the issue has been the slowly rising ideology that individuals know better individually than collectively what they want to achieve. Collectively we dec

I think the issue has been the slowly rising ideology that individuals know better individually than collectively what they want to achieve. Collectively we decided to go to the moon and the smartest people were given the recources to achieve that. Individually we have ended up first incentivized smartest people to figure how to give mortgages to people who can't afford them and then how to get people clock more ads. Lo and behold, that's what we got ... And no, I am not promoting full on communism. I am saying there is a goldilocks case here. There are things that are so important to research and develop that we need to collectively put resources more than free market allocates. There also are endeavours that are harmful and should be regulated. And there are things that should be left for free market.