I can't help but wonder if the shady companies are going to be scammed to hell and back by the more savvy of their clients. I don't know if the credit agency th

I can't help but wonder if the shady companies are going to be scammed to hell and back by the more savvy of their clients. I don't know if the credit agency threats are genuine or not - I lean towards not generally given the trends western debt collectors making shit up even when it is illegal. What is stopping the user from taking out loans and running off essentially? Burners may be more expensive relatively in Kenya but it could still be profitable enough to tempt someone into serial bad loan taking even if it /actually/ forced them to live on the run. It brings to mind a darker escalation of trying to contract people out as local debt collectors but that sort of thing tends to cause even cynical and corrupt governments to shut it down quickly for threatening the monopoly on violence.