It's actually a lot worse than it sounds. There are no loan apps for iOS simply because iOS won't give you access to messages. These companies read your message

It's actually a lot worse than it sounds. There are no loan apps for iOS simply because iOS won't give you access to messages. These companies read your messages and at times call people you know to collect. https://nairobinews.nation.co.ke/news/loans-app-finds-a-cheeky-way-of-dealing-with-defaulters https://nairobinews.nation.co.ke/news/loans-app-finds-a-chee... The interest rates are so high that I don't think they bother with credit scoring.