Yes. Banking is very cheap, you can get a free bank account. Transfers are cheap, EC card Payments is cheap for Merchants. What is there to complain about? Try

Yes. Banking is very cheap, you can get a free bank account. Transfers are cheap, EC card Payments is cheap for Merchants. What is there to complain about? Try to send money in the US... Send a check and scan it! Based on my experience with HSBC and SC (from HK) I doubt that they are really outstanding. Revolut? Well, you can buy crypto. But the App is terrible. Most critique here is basically about Apps not being good in EU/Germany. This may be the case but honestly I have zero interest in doing Banking via an app, except for transaction code generation (actually this was terrible at HSBC and SC). It is much more convenient to do this on my computer. If I want to use an app, it should be like WeChat or Alipay. But a banking App? I personally have no need for this.