"Banking in Germany will be much shittier" Don't know mate. I don't know the UK banking system so well. But if I take HK experience with HSBC and SC and Newcom

"Banking in Germany will be much shittier" Don't know mate. I don't know the UK banking system so well. But if I take HK experience with HSBC and SC and Newcomers in the UK like Revolut then I doubt your statement will make any sense.