Apple Pay is great. Use it all the time as I usually have my phone in my hand, not my wallet. Banks in the UK (incl. Monzo) have recently added security restri

Apple Pay is great. Use it all the time as I usually have my phone in my hand, not my wallet. Banks in the UK (incl. Monzo) have recently added security restrictions on contactless cards which means after they've been used contactless so many times (up to £100 I think) you have to use chip-and-pin to 'reset' the limit or you'll be declined. Monzo are quite good in the fact they give you a notification when you're due to chip-and-pin but it's still annoying. Apple Pay doesn't have that restriction and is overall more secure with the FaceID/fingerprint security too. Wonder what the stats are for Google Pay too