Manually balance? That’s not true. In the UK you can write “direct debit” in the minimum payment amount on your credit card application and it will be linked

Manually balance? That’s not true. In the UK you can write “direct debit” in the minimum payment amount on your credit card application and it will be linked to another account to be payed off in full every month. This will avoid interest charges. This arrangement allows me to run my credit card accounts for free with no monthly charges.