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The contactless payment subject to the £30 limit do not use the same protocol as Apple Pay. The limit is lifted because it is a more secure protocol similar to
by jackjeff 7y ago
The contactless payment subject to the £30 limit do not use the same protocol as Apple Pay. The limit is lifted because it is a more secure protocol similar to Chip&PIN with a random per transaction CVV. By comparison payment with contactless on card is dumber. It’s essentially equivalent to paying online with your card screaming its number to whoever wants to scan it.
If you use ApplePay on an older terminal, which does implement the more secure protocol, it falls back to the same protocol as used by contactless cards and is subject to the £30 limit.