I went to the UK last year and made great efforts to contact Citibank in advance to get a PIN added to my card. When it finally arrived in the mail (a week aft

I went to the UK last year and made great efforts to contact Citibank in advance to get a PIN added to my card. When it finally arrived in the mail (a week after request, literally hours before my flight), it turns out it's not even a Chip-and-PIN PIN, it's for cash advances. I still did a lot of signing reciepts and waiting for poor underpaid M&S cashiers to sort things out.