3 ms·> No need for any special hardware, any special software Umm, except for the whole Apple device...by tree3 7y ago> No need for any special hardware, any special software Umm, except for the whole Apple device...ceejayoz 7y agoYou don't need an Apple device. The same tech used by Apple Pay is directly built into a lot of credit cards. https://en.wikipedia.org/wiki/Contactless_payment https://en.wikipedia.org/wiki/Contactless_paymentric2b 7y agoAnd almost every other smartphone.