After some initial teething pains Apple Pay & the card are a pretty nice user experience. I'm hesitant to use this too much though because I feel like I already

After some initial teething pains Apple Pay & the card are a pretty nice user experience. I'm hesitant to use this too much though because I feel like I already have too many eggs in Apple's basket. Overall I'm a happy customer these days but I'd still rather depend on a bit more diverse array of hardware & software vendors even if it's less convenient and integrated.