I'm in the Bay Area, and whenever I'm not a not-familiar store, I'm a little self conscious and have one hand ready to reach for my wallet at the smallest hurdl

I'm in the Bay Area, and whenever I'm not a not-familiar store, I'm a little self conscious and have one hand ready to reach for my wallet at the smallest hurdle with contactless. Some people just don't want to be "that guy" holding up the line, for any reason. Even if it might have been faster to try contactless a second time.