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This is an odd comment. We haven't needed a PIN to buy anything like dinner in Australia for close to a decade now. Only exception is if you are going for a m
by threeseed 7y ago
This is an odd comment.
We haven't needed a PIN to buy anything like dinner in Australia for close to a decade now. Only exception is if you are going for a more expensive dinner where you might be. But then I doubt your credit card company is overriding that security precaution.
- kylorhall 7y agoIn AU/NZ think the default limit is like $75–$150, depending on the type of shop? With Apple/Google/etc Pay in AU/NZ, the same limit seems to apply as with chips. Above the limit, with Apple/etc Pay, I usually need to sign and have the card physically on you if the merchant asks for it. I think even my Paywave card requires a signature if used via Google Pay, but a Pin without, but I almost never use that one for large transactions. Above the limit with Paywave/Chip/etc would make you enter your pin (and you already have the card on you). If you're paying for expensive things, Apple/Google/etc Pay is a bit worse UX in my experience.
- hug 7y agoYour comment is unclear, and I can't tell if you're talking about any of the above happening in Australia or elsewhere. In Australia signatures are not considered a valid form of identification for transactions. It's PIN or nothing.
- fphhotchips 7y agoThat's actually not true either. It depends on the card and the issuer. In particular, contactless Amex cards will occasionally fall back to signature.