7 ms·

I had dinner with members of the Apple Pay team a year or two back. I asked them, “So, who are your competitors? Google Pay? PayPal?” They laughed. “No, we do

I had dinner with members of the Apple Pay team a year or two back. I asked them, “So, who are your competitors? Google Pay? PayPal?” They laughed. “No, we don’t really track them. We have one main competitor. Credit cards. We care about Apple Pay being better, easier and more convenient to use than any of your credit cards.” And then, finishing dinner, the guy paid with his Apple Watch, using Apple Pay. The waiter was stunned - he’d never seen anything like that before.

yalogin 7y ago
You can pay using Apple Pay at restaurants? Has to be a special case right?
- jonathanbull 7y ago
  I've done this loads of times. Albeit in the UK and Canada, where the card reader is brought to your table.
  - jvzr 7y ago
    Just to add that, at least here in France, it is not at all uncommon to stand up and go pay at the terminal on the way out, instead of waiting at the table. They usually have a card reader anyway, but it's a matter of convenience for the restaurant I think. (Tbf I'm talking about everyday restaurant, not gastronomic experiences)
- draw_down 7y ago
  Special case in what sense? It's a payment method, you pay for things with it. What's the big deal.
- needusername 7y ago
  Sure you can. It's not a special case. That's the beauty of Apple Pay. Industry standard protocol. If the merchant accepts contactless credit cards then Apple Pay will work. No need for any special hardware, any special software or any contract changes.
  - ryukafalz 7y ago
    Typically in the US the waiter will take your credit card back to a payment terminal rather than bringing a card reader to you. Contactless isn’t really an option in that case.
    - walshemj 7y ago
      No wonder you have more problems with fraud in the USA if you let a waiter take the card away from you and do god knows what with it.
      - deleted 7y ago
        [deleted]
    - neuronic 7y ago
      Why would you hand anyone your credit card... to take it somewhere else... and do whatever with it ....
      - ric2b 7y ago
        Because somehow that's still a normal and accepted practice in the US.
    - ryantriangles 7y ago
      It seems madness to give your card to someone to take off somewhere. In Australia they either bring you a terminal to touch at the table (for a fancier place), or you touch the terminal on your way out (for a casual place).
      - nwsm 7y ago
        In the US an upscale place would never bring a terminal to your table. They give you a check (receipt), you put card or money down, they take it to their register, and bring back a customer receipt or change. Money is often a taboo subject in the US, and I think that is bleeding into a slow adoption of touchless transactions in nice restaurants. It will take at least 5 years for this part of US culture to give way to convenience and security. *Note I've not spent much time on the west coast; I'm sure they're ahead on this
- Eric_WVGG 7y ago
  Portable payment tablets are all over Miami, most accept Apple Pay. Because it’s a tourism hub maybe? Anyway it’s awesome, love not using my cards while traveling. I’m sure it’ll creep across the rest of the country eventually.
- thewebcount 7y ago
  My spouse and I recently went to a TGI Friday's for the first time in like 2 decades. Apparently these types of restaurants (TGIF, Chilli's, Appleby's etc.) now all have a tablet device at the table where you can instantly order another drink, dessert, pay, or (for a price) let the kids play a game. You can use credit cards, and maybe contactless payments (don't remember off the top of my head). It's a neat innovation for a restaurant like that, but of course they make the experience horrible by having this screen at the table constantly showing ads for either other things you can get at the restaurant, or other random things. We usually turn them around so we don't have to see ads while we're trying to eat. But that's a whole other issue.
grogenaut 7y ago
When I was in Australia this August, most waiters were "Stunned" that I didn't need a pin to buy things. It doesn't take much to "Stun" a waiter when it comes to tech.
- hug 7y ago
  Where in Australia were you? I ask this because, as an Australian, I pay for essentially every single purchase on Apple Pay. Everyone I know uses mostly their phones to pay. Everyone I know has been using contactless payments on their credit cards (or visa/mastercard debit cards) for the past 5 years. No one enters their pins on transactions under $150. Depending on the payment method, that number can be a lot higher.
  - mmcallister 7y ago
    Yeah, I've lived in Australia all my life and for the past couple of years I've used my phone to pay for everything...even transport[1]. People don't look twice if you use contactless payments [1] https://transportnsw.info/tickets-opal/opal/contactless-payments https://transportnsw.info/tickets-opal/opal/contactless-paym...
  - ceejayoz 7y ago
    If it was a tourist spot, it may have been surprising for someone with an American accent not needing a PIN.
    - threeseed 7y ago
      Which would imply that the waiter is in fact quite savvy since they understand the intricacies of credit card authorisations for different countries.
      - NamTaf 7y ago
        Not particularly, anyone here who deals with sales for any amount of Americans will quickly see that they're the odd one out with contactless. It's not that there's heaps of different scenarios, it's that there's America and the rest of the world.
deadmutex 7y ago
Is it possible to use Google Pay to do contact free payments on iPhone?
- Hamuko 7y ago
  No, the iPhone NFC is locked down.
eigenvector 7y ago
If this occurred in the USA, I'm surprised the story doesn't end with the waiter asking this guy to take his Apple Watch off so the waiter can take it to the back where the payment terminal is located. Portable terminals that are brought to the table (so the customer can enter their PIN) still seem to be a rare occurrence in the US.
- zip1234 7y ago
  For some reason I have started seeing them a lot more lately and I am not in a tech hub. Perhaps having to upgrade to chip readers, the restaurants were able to get the portable readers as well?
  - wyxuan 7y ago
    Ingenico makes portable card readers
  - unlinked_dll 7y ago
    Or too many servers were skimming cards on their way back to the PoS terminal
- neuronic 7y ago
  It's a miracle that you don't pay with checks at restaurants.
deleted 7y ago
[deleted]

yalogin 7y ago

You can pay using Apple Pay at restaurants? Has to be a special case right?

jonathanbull 7y ago
I've done this loads of times. Albeit in the UK and Canada, where the card reader is brought to your table.
- jvzr 7y ago
  Just to add that, at least here in France, it is not at all uncommon to stand up and go pay at the terminal on the way out, instead of waiting at the table. They usually have a card reader anyway, but it's a matter of convenience for the restaurant I think. (Tbf I'm talking about everyday restaurant, not gastronomic experiences)
draw_down 7y ago
Special case in what sense? It's a payment method, you pay for things with it. What's the big deal.
needusername 7y ago
Sure you can. It's not a special case. That's the beauty of Apple Pay. Industry standard protocol. If the merchant accepts contactless credit cards then Apple Pay will work. No need for any special hardware, any special software or any contract changes.
- ryukafalz 7y ago
  Typically in the US the waiter will take your credit card back to a payment terminal rather than bringing a card reader to you. Contactless isn’t really an option in that case.
  - walshemj 7y ago
    No wonder you have more problems with fraud in the USA if you let a waiter take the card away from you and do god knows what with it.
    - deleted 7y ago
      [deleted]
  - neuronic 7y ago
    Why would you hand anyone your credit card... to take it somewhere else... and do whatever with it ....
    - ric2b 7y ago
      Because somehow that's still a normal and accepted practice in the US.
  - ryantriangles 7y ago
    It seems madness to give your card to someone to take off somewhere. In Australia they either bring you a terminal to touch at the table (for a fancier place), or you touch the terminal on your way out (for a casual place).
    - nwsm 7y ago
      In the US an upscale place would never bring a terminal to your table. They give you a check (receipt), you put card or money down, they take it to their register, and bring back a customer receipt or change. Money is often a taboo subject in the US, and I think that is bleeding into a slow adoption of touchless transactions in nice restaurants. It will take at least 5 years for this part of US culture to give way to convenience and security. *Note I've not spent much time on the west coast; I'm sure they're ahead on this
Eric_WVGG 7y ago
Portable payment tablets are all over Miami, most accept Apple Pay. Because it’s a tourism hub maybe? Anyway it’s awesome, love not using my cards while traveling. I’m sure it’ll creep across the rest of the country eventually.
thewebcount 7y ago
My spouse and I recently went to a TGI Friday's for the first time in like 2 decades. Apparently these types of restaurants (TGIF, Chilli's, Appleby's etc.) now all have a tablet device at the table where you can instantly order another drink, dessert, pay, or (for a price) let the kids play a game. You can use credit cards, and maybe contactless payments (don't remember off the top of my head). It's a neat innovation for a restaurant like that, but of course they make the experience horrible by having this screen at the table constantly showing ads for either other things you can get at the restaurant, or other random things. We usually turn them around so we don't have to see ads while we're trying to eat. But that's a whole other issue.

grogenaut 7y ago

When I was in Australia this August, most waiters were "Stunned" that I didn't need a pin to buy things. It doesn't take much to "Stun" a waiter when it comes to tech.

hug 7y ago
Where in Australia were you? I ask this because, as an Australian, I pay for essentially every single purchase on Apple Pay. Everyone I know uses mostly their phones to pay. Everyone I know has been using contactless payments on their credit cards (or visa/mastercard debit cards) for the past 5 years. No one enters their pins on transactions under $150. Depending on the payment method, that number can be a lot higher.
- mmcallister 7y ago
  Yeah, I've lived in Australia all my life and for the past couple of years I've used my phone to pay for everything...even transport[1]. People don't look twice if you use contactless payments [1] https://transportnsw.info/tickets-opal/opal/contactless-payments https://transportnsw.info/tickets-opal/opal/contactless-paym...
- ceejayoz 7y ago
  If it was a tourist spot, it may have been surprising for someone with an American accent not needing a PIN.
  - threeseed 7y ago
    Which would imply that the waiter is in fact quite savvy since they understand the intricacies of credit card authorisations for different countries.
    - NamTaf 7y ago
      Not particularly, anyone here who deals with sales for any amount of Americans will quickly see that they're the odd one out with contactless. It's not that there's heaps of different scenarios, it's that there's America and the rest of the world.

deadmutex 7y ago

Is it possible to use Google Pay to do contact free payments on iPhone?

Hamuko 7y ago
No, the iPhone NFC is locked down.

eigenvector 7y ago

If this occurred in the USA, I'm surprised the story doesn't end with the waiter asking this guy to take his Apple Watch off so the waiter can take it to the back where the payment terminal is located. Portable terminals that are brought to the table (so the customer can enter their PIN) still seem to be a rare occurrence in the US.

zip1234 7y ago
For some reason I have started seeing them a lot more lately and I am not in a tech hub. Perhaps having to upgrade to chip readers, the restaurants were able to get the portable readers as well?
- wyxuan 7y ago
  Ingenico makes portable card readers
- unlinked_dll 7y ago
  Or too many servers were skimming cards on their way back to the PoS terminal
neuronic 7y ago
It's a miracle that you don't pay with checks at restaurants.

deleted 7y ago

[deleted]