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Not in Switzerland! Over here pretty much only credit cards work with Apple Pay. I haven't found a single debit card that works with it (other than Revolut, whi

Not in Switzerland! Over here pretty much only credit cards work with Apple Pay. I haven't found a single debit card that works with it (other than Revolut, which is only a bank if you squint at it). I assume this is because there is a thing called TWINT [0] here, which covers several payment concepts (peer to peer transfers, point of sale terminals, online) with an equal degree of mediocrity. It's not ubiquitous, fast, or convenient (derp wait while I scan this QR code instead of using NFC). I'd love to be able to use Apple Pay. [0] https://www.twint.ch/en/ https://www.twint.ch/en/

snovv_crash 7y ago
The banks seem to be implementing their own version. Eg. UBS now has an icon on their app that puts it into card-payment mode. Only works on Android though.
ValentineC 7y ago
> Not in Switzerland! Over here pretty much only credit cards work with Apple Pay. I haven't found a single debit card that works with it (other than Revolut, which is only a bank if you squint at it) I've found the official Apple list [1] to be very accurate. There seems to be quite a few on the Switzerland list that don't have (Credit cards) behind them. [1] https://support.apple.com/en-sg/HT206637 https://support.apple.com/en-sg/HT206637
- cranekam 7y ago
  Thanks for the list. I suspect it's not accurate (e.g. only credit cards issued by Credit Suisse work with Apple Pay, but it doesn't say that on the list) but I'll try to verify some of the others.
needusername 7y ago
> I haven't found a single debit card that works with it Well yeah. Because the banks don't make money with debit cards so they do everything possible to sell you a credit card. That's why in Switzerland you have this special variant of a Meastro which you can't pay online. That's a special deal with Mastercard for Switzerland only because Mastercard generally doesn't allow blocking this.
- cranekam 7y ago
  Of course. I understand the business decisions here. I'm just saying it sucks.

snovv_crash 7y ago

The banks seem to be implementing their own version. Eg. UBS now has an icon on their app that puts it into card-payment mode. Only works on Android though.

ValentineC 7y ago

> Not in Switzerland! Over here pretty much only credit cards work with Apple Pay. I haven't found a single debit card that works with it (other than Revolut, which is only a bank if you squint at it) I've found the official Apple list [1] to be very accurate. There seems to be quite a few on the Switzerland list that don't have (Credit cards) behind them. [1] https://support.apple.com/en-sg/HT206637 https://support.apple.com/en-sg/HT206637

cranekam 7y ago
Thanks for the list. I suspect it's not accurate (e.g. only credit cards issued by Credit Suisse work with Apple Pay, but it doesn't say that on the list) but I'll try to verify some of the others.

needusername 7y ago

> I haven't found a single debit card that works with it Well yeah. Because the banks don't make money with debit cards so they do everything possible to sell you a credit card. That's why in Switzerland you have this special variant of a Meastro which you can't pay online. That's a special deal with Mastercard for Switzerland only because Mastercard generally doesn't allow blocking this.

cranekam 7y ago
Of course. I understand the business decisions here. I'm just saying it sucks.