IMHO, chip and pin is quite good in Canada. But yes, I too use Apple Pay whenever possible. I feel like I'm doing my small part to drag the industry forward. (

IMHO, chip and pin is quite good in Canada. But yes, I too use Apple Pay whenever possible. I feel like I'm doing my small part to drag the industry forward. (Though my secret hope is that Visa and Mastercard get replaced with something else. Hopefully that's easier to do after their intermediated by Apple Pay)