This is quite impressive, although inconclusive... Apple Pay currently accounts for 5% of credit card payments (from article), but, more importantly, this does

This is quite impressive, although inconclusive... Apple Pay currently accounts for 5% of credit card payments (from article), but, more importantly, this does not include non-card transactions like WeChat! Still, I think that Apples deep ecosystem integration will ultimately allow them to make a really compelling payments platform. The existing work on the Apple Card is surprisingly compelling. By just offering some basic, but fun bookkeeping (the colors changing on the digital card and a list of purchases), Apple has already made a product many of my peers want to use. I expect peer to peer payments to get more attention and some "Apple Health for Money" product to come out in the medium term future.