5 ms·

Wow I always thought this was a gimmick that no one used, I'll have to evaluate. even 5% doesn't sound right to me (of course the headline is an estimate). > A

by rb808 7y ago

Wow I always thought this was a gimmick that no one used, I'll have to evaluate. even 5% doesn't sound right to me (of course the headline is an estimate). > Apple Pay accounts for about 5% of global card transactions and is on pace to handle 1-in-10 such payments by 2025,

ladberg 7y ago
I find it super convenient from my Apple Watch and use it for most of my payments, but I'd agree that I'm also surprised by 5%. I rarely see anyone else using it even in the Bay Area at stores that have supported it for years.
JCharante 7y ago
Do you also think Android Pay (or is it Google Pay now?) is a gimmick? I highly suggest trying it. It certainly was a gimmick several years ago when I had to pay for my schoolmate whenever we went out to an incompatible-store because he was too stubborn to bring his wallet with him since he could use Android Pay instead. Now that gas stations and supermarkets everywhere support it I absolute view it as an essential part of life. I just wish that instead of using NFC technology we had adapted QR code payment systems so that paying at dine-in restaurants wouldn't be awkward.
snowwrestler 7y ago
I find Apple Pay more convenient that using a credit card because I usually have my phone more quickly accessible to hand than a credit card. The transaction seems to complete faster as well. That said, facial recognition to pay is a huge step backward. The phone has be held just the right way, the side button double-clicked, and you have to look directly at it... and even then it does not work 100% of the time! The fingerprint reader was way better for paying.
- walshemj 7y ago
  Actually in the UK I find iPhones are slower than contactless cards for my regular bus commute. Transport in the uk is moving to having electronic tickets on their own rfid cards which you store your ticket on which is even quicker
nottorp 7y ago
It's a lot more convenient. All my cards support contactless but I'd still rather just pull out the phone. The unique id per transaction (instead of the possibly hacked POS getting your actual card data) is just icing on the cake. People are still surprised that it doesn't ask for the pin for transactions over the usual limit though.

by rb808 7y ago

ladberg 7y ago

I find it super convenient from my Apple Watch and use it for most of my payments, but I'd agree that I'm also surprised by 5%. I rarely see anyone else using it even in the Bay Area at stores that have supported it for years.

JCharante 7y ago

Do you also think Android Pay (or is it Google Pay now?) is a gimmick? I highly suggest trying it. It certainly was a gimmick several years ago when I had to pay for my schoolmate whenever we went out to an incompatible-store because he was too stubborn to bring his wallet with him since he could use Android Pay instead. Now that gas stations and supermarkets everywhere support it I absolute view it as an essential part of life. I just wish that instead of using NFC technology we had adapted QR code payment systems so that paying at dine-in restaurants wouldn't be awkward.

snowwrestler 7y ago

I find Apple Pay more convenient that using a credit card because I usually have my phone more quickly accessible to hand than a credit card. The transaction seems to complete faster as well. That said, facial recognition to pay is a huge step backward. The phone has be held just the right way, the side button double-clicked, and you have to look directly at it... and even then it does not work 100% of the time! The fingerprint reader was way better for paying.

walshemj 7y ago
Actually in the UK I find iPhones are slower than contactless cards for my regular bus commute. Transport in the uk is moving to having electronic tickets on their own rfid cards which you store your ticket on which is even quicker

nottorp 7y ago

It's a lot more convenient. All my cards support contactless but I'd still rather just pull out the phone. The unique id per transaction (instead of the possibly hacked POS getting your actual card data) is just icing on the cake. People are still surprised that it doesn't ask for the pin for transactions over the usual limit though.