another issue for businesses is that you pay lot more per transaction or batch when you use the api services of banks. For example we pay 2.50 euro for a sepa b

another issue for businesses is that you pay lot more per transaction or batch when you use the api services of banks. For example we pay 2.50 euro for a sepa batch via ftp. For the same batch via the api we pay a monthly fee of 500 euros plus 4 euros per batch. The api provides instant payment processing. The ftp is a daily batch processing. We still use the ftp way, because the api one is too expensive