Monzo also use Transunion for their credit checking which are lot more relaxed compared to the other big 2 (Equifax and Experian), which usually require 3 years

Monzo also use Transunion for their credit checking which are lot more relaxed compared to the other big 2 (Equifax and Experian), which usually require 3 years of address proof to run through their KYC/credit checks.