I’m with you. I don’t buy the lack of UK license argument. Surely they can apply for one and get it approved in time—just like other banks will have to. But it

I’m with you. I don’t buy the lack of UK license argument. Surely they can apply for one and get it approved in time—just like other banks will have to. But it might have not been worth the time given the small user base and limited differentiation factors.