But they charge extra, no? Last month, I paid a bill through SEPA money transfer from a Volksbank account and it offered a checkbox for "instant transfer" (don

But they charge extra, no? Last month, I paid a bill through SEPA money transfer from a Volksbank account and it offered a checkbox for "instant transfer" (don't remember the exact wording). I was quite surprised to see a charge of 0,21 € for that in my account statement last week.