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I agree with your conclusion but for me personally, I am afraid of spending even though I have money to spend. And when I do spend the money, it gives me a lot
by kevmojay 7y ago
I agree with your conclusion but for me personally, I am afraid of spending even though I have money to spend. And when I do spend the money, it gives me a lot of anxiety.
I started keeping track of my budget so I can comfortably spend without the stress.
- hello_moto 7y agoI feel like you need a goal or you need some sort of framework to make yourself feel safe. Say here's just an example (DO NOT QUOTE THIS): Most people don't know how much money they should have for retirement. The FIRE movement suggest Expense * 25 = Your Nest so you can take 4% annually. People don't have to follow the FIRE lifestyle but the calculation itself could give some deadline/goals to keep yourself "sane" because Mathematically it looks "sound" (better than NOBODY KNOWS!).
- allovernow 7y agoNothing wrong with being extra responsible!