I agree and disagree at the same time. I agree in that, education and mentorship is definitely helpful and part of the equation. I disagree that cash is not rel

I agree and disagree at the same time. I agree in that, education and mentorship is definitely helpful and part of the equation. I disagree that cash is not relevant to that same equation though. I think any reductionist argument will be flawed one way or the other, cash is not all they need, but education is not all they need either. And I'm sure there's even more variables at play. I also want to say, having an iPad or two, a PS4 and cable TV, that's not really a good indicator of wealth. People's top expenses are generally housing, transportation, utilities and food, possibly healthcare if you need it. In your example, rent is subsidized, that means the top expense is minimized and a lot of savings comes from that. That said, I don't think its logical to say that the savings from holding off from buying two iPhones, an iPad and a PS4 can match that. Rent average price for a 2-bedroom is 1200$. That means in 2 or 3 months of rent, you've already purchased 2 iPhones, an iPad and a PS4. So no one can pay their rent by simply not buying these things. So I'm challenging your quote saying: "My neighbors have money". Do they really?