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Did you actually read the article? He gives several examples.

• leot 16y ago
  It seems that the majority of commenters here did not, in fact, RTFA. Let's not have the facts get in way of a prevalent collective delusion, though: that when every incentive and opportunity for malfeasance exists, bankers will consistently "do the right thing" in spite of pitifully lax enforcement. No, the pristine ideals of the ultra-rich financial engineering class are incredibly robust, and it's lazy self-serving government bureaucrats whom we should be most concerned about.