I think your math is wrong. > If you started with $100 and put $100 per month into your own investment burrito, you’d end up with about $250,000 in 40 years.

I think your math is wrong. > If you started with $100 and put $100 per month into your own investment burrito, you’d end up with about $250,000 in 40 years. That is $250,000 in 2060 money, or $95k in 2020 money. You'd basically end up with $95k of value in 2020 dollars in 40 years. https://smartasset.com/investing/inflation-calculator https://smartasset.com/investing/inflation-calculator