> Maybe debt, like medicine, should only be allowed to be taken with a prescription? Isn't it though, really? The bankers determine your "need" and price it a

> Maybe debt, like medicine, should only be allowed to be taken with a prescription? Isn't it though, really? The bankers determine your "need" and price it according to the risk of you defaulting -- which would seem to put a kink in TFA's argument since most startups fail, the interest rate would be astronomical if true risks were priced in.