For those who don't yet believe this, may I kindly recommend reading this (1999): https://www.nytimes.com/1999/09/30/business/fannie-mae-eases-credit-to-aid-mor

For those who don't yet believe this, may I kindly recommend reading this (1999): https://www.nytimes.com/1999/09/30/business/fannie-mae-eases-credit-to-aid-mortgage-lending.html https://www.nytimes.com/1999/09/30/business/fannie-mae-eases...