it doesn't cost anything but there is risk involved. So nobody takes a cut, but it also isn't "free". This is a fantastic series that explained it really well t

it doesn't cost anything but there is risk involved. So nobody takes a cut, but it also isn't "free". This is a fantastic series that explained it really well to me: https://engineering.gusto.com/how-ach-works-a-developer-perspective-part-1/ https://engineering.gusto.com/how-ach-works-a-developer-pers...