My husband, a rather fiscally cautious German, has been the main modifier of my behavior: I went from nearly-new loaded Volvo S40 100% financed right as I got m

My husband, a rather fiscally cautious German, has been the main modifier of my behavior: I went from nearly-new loaded Volvo S40 100% financed right as I got my first post-college paycheck, to a 3 yr old well-equipped Ford Focus wagon paid for in cash, to a Nuremberg city transit pass and dibs on the 2008 Ford Fiesta we still have :)