I agree with this. I saw an article awhile back detailing issues with bank loan algorithms. Although race/gender weren't a determination, it looked at credit

I agree with this. I saw an article awhile back detailing issues with bank loan algorithms. Although race/gender weren't a determination, it looked at credit scores and ability to pay the lone back. The majority of minorities fell into this category and the algorithm was deemed 'racist'. Fixing the algorithm will not solve the problem and more likely than not, it will make the loan system unstable for everyone by giving out loans to people that can't afford them and most likely will never pay them back.