The high deductible plans were originally for healthy young individuals with an health savings account to pay for the occasional deductible. These plans could b

The high deductible plans were originally for healthy young individuals with an health savings account to pay for the occasional deductible. These plans could be used as tax free investments if you got lucky. These days families end up getting the high deductible plans because that is all they can afford. And they do it without savings to back it up.