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This is where my family was in 2017. In 2018 I took a FT job with my biggest client when they offered to pay 100% of a significantly better health plan for my e
by zrail 7y ago
This is where my family was in 2017. In 2018 I took a FT job with my biggest client when they offered to pay 100% of a significantly better health plan for my entire family. I didn't regret it then and I don't regret it now.
- uoaei 7y agoCongrats, sincerely, but it seems very wrong that an arrangement can exist where if you lose or leave your current job, you might die.
- zrail 7y agoIn the US if you leave your job for any reason you don't lose your insurance. You have access to the same plan for at least 18 months (some situations up to 36 months) through a law named COBRA. You have to pay all the premiums but that's what an emergency fund is for.
- learc83 7y agoUnder COBRA, you have to pay the employee portion plus a 2% administration fee, which means that for the average family you'll be paying 3x to 4x as much.
- usefulcat 7y agoThat doesn't address the underlying problem, namely the absolutely bat-shit insanely high cost of health care in the US. I have the cheapest family plan I can get. It comes with a ~$12k annual deductible and still manages to cost more than my mortgage every month.
- FireBeyond 7y agoHow many families have an emergency fund that can cope with: rent/mortgage, car, utilities, and $2,000+/mo healthcare in the event of unemployment?