In 2017 financial bureaus changed their scoring system to be more lenient on medical debt and also remove collection reports if paid in full. This stemmed fro

In 2017 financial bureaus changed their scoring system to be more lenient on medical debt and also remove collection reports if paid in full. This stemmed from a state Attorney General settlement against the hospitals that were extorting patients with threats of ruining their credit when disputes between hospitals and insurance companies arouse. Hospitals would just collect from the patients and let the patient deal with the insurance company to recover funds. Hospitals want this leverage again so they built their own credit system.